Legal
Terms of Service
Last updated: 2 September 2026
These Terms of Service ("Terms") govern your access to and use of khonnect.io and the products and services operated by Khonnect Studio OÜ ("Khonnect Studio", "we", "us", or "our"). By accessing or using our Services, you agree to be bound by these Terms.
1. Use of the Services
You may use our Services only in compliance with these Terms and all applicable laws. You agree not to misuse the Services, interfere with their normal operation, or attempt to access them using a method other than the interface and instructions we provide.
2. Intellectual property
The Services, including their content, design, and software, are owned by Khonnect Studio or its licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable licence to use the Services for their intended purpose.
3. Calculators and informational content
Our products — including CalKit — provide calculators and informational content for general reference only. Results depend on the inputs you provide and on assumptions that may change over time. They do not constitute financial, tax, legal, medical, or professional advice. You should verify results and consult a qualified professional before making decisions based on them.
4. Third-party links and services
Our Services may contain links to third-party websites or services that we do not control. We are not responsible for the content or practices of those third parties, and your use of them is at your own risk and subject to their terms.
5. Disclaimer of warranties
The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.
6. Limitation of liability
To the maximum extent permitted by law, Khonnect Studio shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of, or inability to use, the Services.
7. Changes to the Services and Terms
We may modify or discontinue the Services, or update these Terms, at any time. Material changes to these Terms will be reflected by updating the "Last updated" date above. Your continued use of the Services after changes take effect constitutes acceptance of the updated Terms.
8. Governing law
These Terms are governed by the laws of Estonia, without regard to its conflict-of-laws principles.
9. Contact
Questions about these Terms can be sent to hello@khonnect.io.